Careers

Payment Operations Engineer

Help us automate, scale, and optimize complex payment operations across multiple PSPs, merchant accounts, entities, and financial systems.
Apply for this role
Careers

Payment Operations Engineer

Help us automate, scale, and optimize complex payment operations across multiple PSPs, merchant accounts, entities, and financial systems.
Apply for this role

Role Overview

Working at the intersection of finance, payments, and real operations.

At Finonic, we work for international digital businesses processing large volumes of transactions across multiple payment providers, banks, merchant accounts, and operational systems. As we continue scaling, payment operations become increasingly complex. Reconciliations, settlements, chargebacks, transaction fees, reserves, routing performance, and financial reporting all need to operate reliably and efficiently at scale. That’s why we’re looking for a Payment Operations Engineer. This role sits between Payments, Finance, BI, and Engineering. You’ll help automate manual processes, improve operational visibility, integrate payment systems, and build scalable workflows that reduce operational risk and improve efficiency. This is not a traditional finance role. And not a pure software engineering role either. We’re looking for someone analytical, technical, operationally minded, and curious enough to improve how things work.
What You’ll Do
Automate payment reconciliation workflows across multiple PSPs
Match settlements, payouts, refunds, chargebacks, and transaction fees
Build integrations with payment providers and internal systems
Monitor payment performance, approval rates, and operational anomalies
Create operational dashboards and reporting tools
Improve transaction visibility and payment reporting accuracy
Help reduce manual finance and operational workload through automation
Detect inconsistencies, missing settlements, or reconciliation gaps
Support payment routing analysis and merchant performance tracking
Collaborate closely with Finance, BI, Product, and Development teams
Help improve scalability, reliability, and operational control of payment operations
What We’re Looking For
Strong analytical and problem-solving mindset
Experience with SQL and working with large datasets
Experience with APIs, integrations, or automation workflows
Comfortable working with operational and transactional data
Strong ownership mentality and ability to work independently
Good understanding of operational processes and systems
Ability to communicate with both technical and non-technical teams
Curious mindset with focus on improving processes and efficiency
Nice to Have
Python experience
Experience with payment providers or merchant acquiring
Experience with reconciliation or finance operations
Knowledge of transaction flows, settlements, refunds, and chargebacks
Experience with Power BI or operational reporting tools
Experience with ETL pipelines or workflow automation
Exposure to fintech, e-commerce, subscription businesses, or digital platforms
What We Offer
Opportunity to work on highly complex payment operations at scale
High ownership and direct operational impact
International and fast-growing business environment
Modern office in central Madrid
Hybrid flexibility and autonomy
Exposure to Finance, BI, Payments, and Engineering operations
Fast-moving environment where ideas and improvements matter
Opportunity to help shape and expand the role as the company scales

Ready to make an impact?

Send us your CV and a short introduction.
We’ll review your application and get back to you quickly